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Citizens National Bank has always strived to offer our customers the newest and most efficient banking products. Remote Deposit Capture is one of those products; it is a fast, cost efficient way for a business to make their deposit at their convenience without leaving the office. Using a PC, Scanner, and the Internet, an image of the deposited item and the necessary accompanying data can be transmitted to the bank rather than having to physically carry the item to the bank. This will reduce transportation cost, reduce time lost at the office, and you will have a faster availability of funds.


  • Time and Convenience
  • Reduction of fuel consumption
  • Faster availability of funds
  • Reduction in errors
  • Faster notification of returns
  • Enhanced security
  • 'Teller window' in the office 24/7

With Remote Deposit Capture making your deposits has never been easier; you only need a computer, internet, and a scanner. One of our Electronic Banking Technicians will come to your office and set the system up for you. They will show you the easy steps in takes to make a deposit. Once your system is installed you are ready to deposit at your convenience. No more worrying if you will make it to the bank before they close or before the end of that day's business.


  • Merchant Capture RDM
    With this scanner each check is scanned individually. The scanner then captures a high-quality two-sided binary image of the check in seconds. It also endorses or franks each check while it captures the image.
  • Remote Deposit Capture My Vision X
    With this scanner you can scan checks in a batch. You can have one or more checks and place them in the scanner then the scanner will start feeding each check individually into the scanner. This scanner guarantees speed and efficiency while offering total quality in reading, imaging, endorsing and processing.

Once you have our Remote Deposit Capture System installed you will notice all the easy to use features such as:

  • Processing checks through the scanner
  • Balancing
  • Generating reports
  • Monitoring transactions and returns
  • Editing transactions
  • Printing reports, check images, or receipts

Citizens National Bank has the best customer service that a financial institution has to offer. With our Remote Deposit Capture that is no exception, we have Electronic Banking Technicians that are highly trained in all areas of electronic banking. We also have Customer Service Representatives for Electronic Banking that you may contact, if you were to ever have any questions or need technical support. We look forward to providing you with the Remote Deposit Capture system. Thank you for choosing Citizens National Bank for all your banking needs.

CNB • P.O. Box 220 • Athens, TN 37371-0220
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*required minimum deposit amounts for demand deposit accounts *check writing limits applicable to certain accounts *service charge/maintenance fee information.