Presidents Message

As Citizens National Bank enters its second century, we have further committed to the principles that have allowed us to thrive for 100 years. We seek the best people to work with us, both employees and clients. We are independent and expect to remain so. We focus on service, advice, and fast product delivery using the most advanced systems possible, all the while making sure that we do not lose the human touch. We stay very close to the communities we work in, and are committed to many of the local organizations that make our area more livable. It's pretty simple, and we expect it will continue to work well for quite a while longer. If you are already our customer, thanks very much! If you are thinking about becoming our customer, I think you will enjoy the experience.

Paul G. Willson

CNB • P.O. Box 220 • Athens, TN 37371-0220
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