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At Citizens National Bank we offer our customers the most up to date and cost efficient Credit Card Merchant Services. In today's business people are looking for convenience and flexibility when purchasing goods. We have joined forces with TIB-The Independent BankersBank to provide your business with the convenience and flexibility of credit card services at a low cost, which will help keep your customer's cost down. Our Merchant Credit Card Service will provide you a wide range of customers who utilize the convenience of their credit/debit cards.

  Convenience and Flexibility
  • Visa®, MasterCard®, processing
  • Discover® and American Express® optional available
  • Pick up terminal at the branch you select
  • Need only one phone line for installation
  • Complete set up in 5 to 7 business days
  • Installation assistance if needed
  • 24hr Help Desk
   Low Cost
  • Account Set Up
    • Programming and deployment of terminal included
    • No setup fee for existing customers
  • Terminal prices start at $250 (Purchase and Lease options available)
  • Competitive pricing structure with no hidden fees
Being a Credit Card Merchant client with Citizens National Bank you will receive the right equipment and service to help your business grow more effectively. Citizens National Bank knows the importance of making each experience for your customers an enjoyable one. By making each experience a positive one you will gain loyalty and trust with your customers. We look forward to providing you with Credit Card Merchant Services. Contact Dani Long today for more information (423) 649-2385. Thank you for choosing Citizens National Bank for all your banking needs.

  1. Merchant Policy
  2. Merchant FAQ
  3. Application
  Credit Card Merchant Services Contact Information
Terminal Repair or Replacement
  • Mary Ann Carr at TIB 1-865-235-7837
  • Randy Martens at Credit Card Equipment 1-800-860-0710
  • Help Desk 24/7 Help with terminal downloads, equipment issues, or account issues 1-800-228-0210 (FDR) or 1-800-367-7576 (TIB)
  • General Questions TIB Merchant Support Representative 1-800-327-0053
*other fees may apply
CNB • P.O. Box 220 • Athens, TN 37371-0220
Member FDIC. Equal Housing Lender   Privacy Policy
*required minimum deposit amounts for demand deposit accounts *check writing limits applicable to certain accounts *service charge/maintenance fee information.