Online Banking

Netteller ID  


Checking Accounts
Savings Accounts
Certificates of Deposit
Electronic Banking
CNB Mobile App

Personal Loans
Credit Card
Home Equity LOC
Mortgage Loans

Health Insurance
Life Insurance
Brokerage Services
Trust Services


Online Banking Login
Online Enrollment
Remote Deposit Login
Investor Access
Credit Card Services
Pay Federal Taxes
Client Portfolio Access

Home Equity Line Of Credit

A home equity line of credit loan is a great option for consumers who want the flexibility to use their credit at anytime and for any expense. By using the equity in your home you can access the lowest rates and most favorable terms available.

Features and Benefits:

Reusable line of credit secured by your home; funds can be used for any purpose - college tuition/expenses, home improvements, vacation, etc.

Monthly Payments:
Flexible, based on current outstanding balance

Rate Options:
As low as 3.25%

Term Options:
10 year draw period

Fund Accessibility:
Easy access to approved funds with convenient checks, online banking, or at your local Citizens National Bank branch

Loan To Value Ratios:
Up to 85% loan to value

Annual Fee:

What You Will Need:
Personal information for everyone included on the application for loan
Income amounts from your job and other sources
Statement or balance statement from current mortgage
Homeowner's insurance statement showing current coverage

CNB • P.O. Box 220 • Athens, TN 37371-0220
Member FDIC. Equal Housing Lender   Privacy Policy
*required minimum deposit amounts for demand deposit accounts *check writing limits applicable to certain accounts *service charge/maintenance fee information.